For adults turning 65
Fifteen minutes with a licensed advisor beats fifty pages of it.
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The part most people miss
Your enrollment period opens three months before your birthday month and closes three months after. Miss it without coverage through a job, and you pay a late penalty for the rest of your life.
Seven months, counted from your birthday month
What Tom goes through with you
The single question that decides most of this. He checks your specific doctors, not a general network list.
Drug coverage varies enormously between plans. He runs your actual medication list.
Advantage or Supplement, with the real trade-offs of each — including the ones that only matter if you get sick.
Who you’ll be talking to
“I’ve sat at a lot of kitchen tables over the years. Nobody has ever told me they wished they’d rushed this decision.”
Tell us a little about your situation and Tom will walk you through your options.
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